Structured credit,
flowing on chain.
River channels capital between the largest stablecoin ecosystems and institutional borrowers through origination, structuring, risk monitoring, and treasury management.
Capital · Infrastructure · Established 2025
Capital and Infrastructure for the world’s credit markets.
§ II · The Practice
Market leading underwriting and risk management.
Traditional safeguards on programmable rails – legal isolation, overcollateralization, covenants, self-amortization, etc.
§ AProven diligence process.
Historical performance analysis and in person diligence.
Review OperationsAnalyze Performance
§ BRing-fenced structure.
Capital isolated and committed for each transaction.
Tranches Sr · Mz · FFLegal BK Remote SPVs
§ CContinuous monitoring.
Coverage, utilization, triggers — visible the moment they move.
Surfaces TransactionsAssets Receivables
Six structures
One platform. Multiple credit structures.
River finds the right structure for the asset, counterparty, and capital base — not the other way around.
01
First-lien secured financing with priority repayment and collateral protections.
Senior debt
02
Subordinated capital positioned between senior debt and equity.
Mezzanine financing
03
Combined senior and subordinated debt within a single facility for simplified execution.
Unitranche facilities
04
Committed capital for ongoing asset origination with automated deployment.
Forward flow agreements
05
Financing secured against existing positions to enhance capital efficiency.
Back leverage
06
Large-scale transactions involving institutional co-investors.
Syndicated facilities
Six credit structuresIllustrative
The Process
One living market.
river/desk/allocate
Today7d30dAll
Illustrative
Outstanding↑+$4.2M · 24h
$240M
00:0004:0008:0012:00
Book mix · by vertical1.38× book coverage
Consumer30%
Equipment22%
Real estate18%
Trade16%
Energy14%
Facilities↑+2
12
Avg fund↑-2d
12d
Coverage→stable
1.38×
APR↑+0.2
9.4%
Illustrative origination pipeline4 in pipeline
Originator AConsumer · 30d
—Originator BEquipment finance · 60d
—Originator CTrade finance · 45d
—Originator DReceivables · 14d
—Activity · illustrative tape
illustrative
08:14Originator A · draw confirmed
08:11Underwriting · facility passed
07:58Senior coupon distributed
07:42Coverage refreshed · clear
07:30Originator B · draw queued
07:14Originator C · draw confirmed